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Afterpay

afterpay.com
4.6

40 reviews

88%
5-star
90%
Positive
10%
1-star
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ReviewTerminal Summary

Afterpay is highly valued for its buy-now-pay-later convenience and payment flexibility, though a small segment of users experience frustration with rigid policies around missed payments and slow refund processing.

What customers love

  • Easy-to-use app with straightforward payment management and purchase splitting
  • Flexible payment options that help with budgeting and financial flexibility without interest
  • Automatic payment scheduling with reliable deductions on correct dates

Common concerns

  • Strict enforcement of payment deadlines with immediate spending limit reductions for missed payments, lacking consideration for life circumstances
  • Slow refund processing (5-10 business days) for failed transactions and poor customer support responsiveness to system glitches

Customers mention

payment flexibilityapp usabilitybudgetingspending limitsrefund processingcustomer support
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Showing 40 reviews
S
Verified
Shelby Tiggett
18 May 2026

Poorly performing app

The app is extremely slow to respond, and that's when it does respond. The app frequently freezes and had to be restarted.

S
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Sandra Munoz
18 May 2026

Excellent !

I’ve had a good experience with Afterpay. The app is easy to use, payments are simple to manage, and splitting purchases into smaller payments really helps with budgeting. As long as you pay on time, it’s a convenient and stress-free option for shopping. Highly recommend!

K
Verified
KM
18 May 2026

This is a great way to spread a large…

This is a great way to spread a large purchase over a few payments.

S
Verified
Sophia P
18 May 2026

I purchased five airline tickets with…

I purchased five airline tickets with after pay as my method of payment through Expedia the transaction went through and the first payment was taken out. However it did not go through on Expedia end. After pay would not refund my first payment for 5-10 business days. How is this my fault . The money came out in 10 seconds but takes 5-10 business days to refund. Now I have to wait to purchase tickets. I will never use them again for large purchases.

A
Verified
Ashley B
18 May 2026

I love after pay

I love after pay , very convenient for me to get things on a payment plan ! Only down fall is don’t miss a payment and your spending limit drops!

C
Verified
customer
17 May 2026

Never fail me yet neve

Never fail me yet. Except for the free gifts for on time payments, which is alway some subscription I love it

C
Verified
Carolina Martinez
17 May 2026

Love it

Love it. Helps me a lot

K
Verified
Kristine
17 May 2026

Flexible, easy to use

App is easy to use to shop, make payments, adjust payment schedule

K
Verified
Kee
17 May 2026

Valuing a loyal customer and understanding life happens…

I’m ending my relationship with Afterpay… I’ve used this platform for 7 years and yesterday showed me they are a waste of time… I had surgery and missed a payment because I was recovering… Of course I made the payment the very next day and messaged them begging them to not lower my spending limit and asked that they take me having surgery into consideration and in a matter of minutes I was told they will be lowering it and that they can’t take my surgery into consideration… To be a faithful customer that always make their payments either on time or before it’s do and have this company disregard something so major is a slap in the face… I’d rather close my account than to have to rebuild a limit that I already work so hard to build and maintain… If you use this platform please be aware that real life situations means absolutely nothing to them… Have surgery the day your payment due, they don’t care they want a payment… Have a baby the day a payment due, pause on pushing cause they want a payment… If your payment is due at the time of a natural disaster they want a payment… INSANE‼️‼️‼️ Hate to separate but I’ve had enough… I will take my business to a company that understands life happens not punish you because of situations out of your control…

J
Verified
James Mcclelland Jr
17 May 2026

Great customer service and perks of…

Great customer service and perks of being a member

N
Verified
Nikole
17 May 2026

I absolutely love Afterpay!!

I absolutely love Afterpay!! Afterpay has so many popular merchants. Afterpay is a lifesaver when you are short on funds and are in need of some home essentials or car repairs. As long as you pay your installments your borrowing amount grows..

K
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Kali Stover
17 May 2026

It relieves some stress

It relieves some stress, financially and allows you to feel a little more free in the moment

M
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Mariela Moncada
16 May 2026

Everything exceptional!!

Everything exceptional!!

A
Verified
Adam Eberhardt
16 May 2026

Quick and easy to place a order and to…

Quick and easy to place a order and to set up purchase card. Thanks 😊

G
Verified
Gina Carrington
16 May 2026

Everything is going great with after pay

Everything is going great with after pay

Page 2 of 3 · 40 reviews

Afterpay — Review Summary

Based on 40 verified customer reviews, Afterpay holds an average rating of 4.6 out of 5 — rated Excellent on ReviewTerminal. 90% of customers gave 4 or 5 stars.

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