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Collctiv

collctiv.com
4.0

40 reviews

65%
5-star
73%
Positive
20%
1-star
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ReviewTerminal Summary

Collctiv excels at ease-of-use and group collection functionality with strong customer support, but faces persistent complaints about unclear fees, slow withdrawals, and cumbersome ID verification that frustrate a meaningful minority of users.

What customers love

  • Simple, intuitive interface for creating and sharing collection links without exposing personal bank details
  • Responsive and helpful customer support team
  • Flexible payment options (Google Pay, Apple Pay, card) and ability to add personalized messages

Common concerns

  • Hidden or unclear fee structures, particularly optional charges that appear pre-selected at checkout, catching users off guard
  • ID verification process is time-consuming, buggy, and poorly explained; funds can be locked for extended periods
  • Withdrawal fees (£2.50-£5) and slow processing times (48 hours) disappoint users expecting immediate access to collected money

Customers mention

ease of usegroup collectionswithdrawal feesID verificationcustomer supporttransparency
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Showing 40 reviews
D
Verified
Dhara Shah
31 March 2026

Great to collect for teachers gifts

Easy to use, easy to collect money from a group without having to share your personal/bank details

C
Verified
Charlie G
30 March 2026

Very un user-friendly interface

Very un user-friendly interface. Not intuitive at all. All I wanted to do was send £5 to another person‘s account, not happy.

C
Verified
Claire
17 March 2026

Surprisingly easy

I expected complications but was pleasantly surprised. It proved very straightforward and made a collection for a retirement present from people over a very large company very easy. Will definitely use again

H
Verified
Helen Kendrick
12 March 2026

Not transparent

It was not clear that I was being charged a fee as the selection was already made on the page. I did not need to it to be today that was preselected by yourselves. In the interest of being transparent you should have made this very clear as I would have selected 2-3 working days. Perhaps remove the preselection and then people have to decide. I will not be using this again and will not be recommending as you add in hidden charges.

A
Verified
Anthony shillingford
9 March 2026

So far it’s been great I have no…

So far it’s been great I have no complaints and it seems very simple and easy to use which has been fab

M
Verified
marsin keddy
7 March 2026

It was very complicated at the…

It was very complicated at the beginning for the ID check , but at they end all when well

B
Verified
Ben G
27 February 2026

Collecting money made simple

They have made this whole collecting money thing very simple to be fair. Kudos to Collectiv. Easier than PP for sure.

V
Verified
Vanessa
24 February 2026

Very easy and convenient app to use

Very easy and convenient app to use. Super useful when doing group collections, especially where you don't want to give out your personal bank details. Would recommend.

R
Verified
RobynD
23 February 2026

I inadvertedly ended up adding a £5 tip…

I inadvertedly ended up adding a £5 tip off a £40 payment! Read the small print! Very sneaky IMO

W
Verified
W DAILLY
13 February 2026

Trying to deactivate account after rude…

Trying to deactivate account after rude message saying i will be billed soon if pot is empty??? No option to deactivate page not working!

D
Verified
dan saunders
3 February 2026

Great service

Great service

C
Verified
Consumer
2 February 2026

Easy to use and set up

Easy to use and set up Trustworthy Safe and secure Can add messages for the recipient etc Love that it is free! I have recommended it to my friends The only minor reason I didn’t give 5 stars is because they ask for too many personal information when withdrawing the money. Not sure why they need things like passport/driving licences and utility bills to be uploaded for simple withdrawal. Other than that, they are excellent!

J
Verified
Jemma Lowe
11 January 2026

Top notch!!

Collctiv is so easy to use! It’s an amazing app and one that I will use over and over. Their customer service is top notch too!!

C
Verified
Clare Kingswood
10 January 2026

Be aware of ticking the right box to avoid hidden costs

Very easy to set up, use and then access the money. However, the big downside was the 'hidden' charges. People paying in had to be very careful not to agree to pay part of the total to Collectiv. I used to organise a youth club bowling trip. The lack of clarity meant that although parents paid Collectiv the full cost of the ticket price, we as the youth club did not get the full amount to pay the bowling alley. This needs changing please.

C
Verified
Claire Brown
5 January 2026

1st time using the app

1st time using the app. Very easy to use. Will be using again in the future.

Page 2 of 3 · 40 reviews

Collctiv — Review Summary

Based on 40 verified customer reviews, Collctiv holds an average rating of 4.0 out of 5 — rated Good on ReviewTerminal. 73% of customers gave 4 or 5 stars.

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