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Collctiv

collctiv.com
4.0

40 reviews

65%
5-star
73%
Positive
20%
1-star
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ReviewTerminal Summary

Collctiv excels at ease-of-use and group collection functionality with strong customer support, but faces persistent complaints about unclear fees, slow withdrawals, and cumbersome ID verification that frustrate a meaningful minority of users.

What customers love

  • Simple, intuitive interface for creating and sharing collection links without exposing personal bank details
  • Responsive and helpful customer support team
  • Flexible payment options (Google Pay, Apple Pay, card) and ability to add personalized messages

Common concerns

  • Hidden or unclear fee structures, particularly optional charges that appear pre-selected at checkout, catching users off guard
  • ID verification process is time-consuming, buggy, and poorly explained; funds can be locked for extended periods
  • Withdrawal fees (£2.50-£5) and slow processing times (48 hours) disappoint users expecting immediate access to collected money

Customers mention

ease of usegroup collectionswithdrawal feesID verificationcustomer supporttransparency
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Showing 3 4-star reviews
D
Verified
Dr Agnes “Glow” Udom
9 May 2026

They pay me my money

They pay me the money, but within 48 hours (too long, it should be immediately)

G
Verified
Godric Gryffiinbear
24 April 2026

Difficulty downloading pot collected for you? Ask Collctiv for help!

My colleagues created a pot to collect money on my retirement. I managed to create an electronic issue due to my IPad suddenly coming out of the transfer process while following a link within the notification email. I started the process again but managed to use one of my other email addresses ! Infact I had now created 2 separate accounts . I then went on holiday When I came back I finally realised there were two accounts , I also logged in via the web and looked for info on how to contact Collctiv via the site. They were incredibly helpful and said the money was showing up. The member of staff who was allocated to help me gave me step by step instructions and said if I still was having any problem or was unsure about anything to email her again. I was thanks to her able to transfer the funds to my bank account .

C
Verified
Consumer
2 February 2026

Easy to use and set up

Easy to use and set up Trustworthy Safe and secure Can add messages for the recipient etc Love that it is free! I have recommended it to my friends The only minor reason I didn’t give 5 stars is because they ask for too many personal information when withdrawing the money. Not sure why they need things like passport/driving licences and utility bills to be uploaded for simple withdrawal. Other than that, they are excellent!

Collctiv — Review Summary

Based on 40 verified customer reviews, Collctiv holds an average rating of 4.0 out of 5 — rated Good on ReviewTerminal. 73% of customers gave 4 or 5 stars.

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