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FirstMortgage.co.uk

firstmortgage.co.uk
4.8

20 reviews

90%
5-star
95%
Positive
5%
1-star
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ReviewTerminal Summary

FirstMortgage.co.uk delivers consistently excellent service with a 4.8/5 rating, with nearly all customers praising staff expertise and communication, though one customer experienced frustrating lack of transparency when their application was rejected.

What customers love

  • Knowledgeable, responsive staff who answer questions promptly and explain processes clearly
  • Exceptional support for first-time buyers, making a stressful process feel manageable and straightforward
  • Professional, friendly, and efficient service with regular updates throughout the mortgage process

Common concerns

  • Lack of transparency and communication when declining applications—customer not given reason for rejection

Customers mention

First-time buyer supportStaff expertise and knowledgeCommunication and responsivenessStress reductionPersonal service quality

Frequently mentioned

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Showing 20 reviews
H
Verified
Holly
20 May 2026

5 star

Very helpful and knowledgeable. Answers all questions promptly and have made the mortgage process much easier. 5 star.

S
Verified
Shaira Robertson
19 May 2026

Damian and Jo were fantastic throughout…

Damian and Jo were fantastic throughout the whole mortgage process. As a first-time buyer, I had a lot of questions but Damian always made me feel comfortable and reassured, no question ever felt stupid. Communication was excellent from start to finish and they were always professional, knowledgeable, and quick to help. Their expertise really showed and they made what could have been a stressful process feel straightforward and manageable. I’d highly recommend them to anyone looking for a mortgage broker.

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LG
19 May 2026

Trustworthy and great service

I've used First Mortgage Kirkcaldy for the past 6 years from new buyer to renewing, they've always been responsive and reliable and I really trust their experience. Keith has been a really great advisor multiple times, finding me the best deal and providing a personal service in a timely manner which has been really helpf. A great team, will recommend to friends. See you next time.

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Mark Smith
19 May 2026

Rebecca and Abby at First Mortgages…

Rebecca and Abby at First Mortgage were absolutely fantastic from start to finish. They made the whole mortgage process so much less stressful and were always on hand to answer questions and explain everything clearly. Both were professional, friendly, and incredibly efficient throughout, keeping Me and My wife updated every step of the way. I really appreciated how approachable and supportive they were, especially during such an important process. I wouldn’t hesitate to recommend Rebecca and Abby to anyone looking for mortgage advice — outstanding service all round!

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calum yule
19 May 2026

Great Service

Great service, super helpful and proactive and happy to answer all/any questions i had (particularly since i am a first time buyer)

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Claire Maughan
19 May 2026

Great and friendly service

Great service from the off. Really grateful to all at first mortgage for making my first home possible and for all the help and support. All members of the team were friendly and approachable and looking forward to staying in contact. Highly recommended.

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Miss Rebecca Wilson
19 May 2026

First Mortgage were very helpful

First Mortgage were very helpful with our buying and selling process. They got back to us quickly if we had any questions and supported us throughout the process. 100% recommend!

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Verónica Rosa
19 May 2026

Amazing service

Amazing service. They helped me a lot with all my paperwork and they explained everything really clear. I'm really happy I came here and honestly Nicola and Callum were the best I could ever get. If you are thinking into getting some mortage advice that's your place.

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Garry MacInnes
19 May 2026

Helpful staff and quick progress reports

Helpful staff and quick progress reports

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Michelle
19 May 2026

First mortgage were a great help in…

First mortgage were a great help in securing my mortgage offer as a first time buyer. Kirsty and Samantha at Glasgow High Street branch were both great at answering any questions I had and keeping me posted throughout the entire process.

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David
19 May 2026

Excellent and supportive service throughout

Mark was exceptionally helpful in guiding me through the entire mortgage application process and clearly explaining the key things to consider when buying a property. I had always thought getting onto the property ladder would be a challenge, but thanks to Mark and Kathryn, it has become a reality. Their support and expertise made all the difference, and I couldn’t recommend FirstMortgage highly enough.

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PD
19 May 2026

The mortgage adviser was very helpful…

The mortgage adviser was very helpful and polite. The client relationship managers were not always clear in their communication, but overall still provided a good service hence why it is not 5 stars.

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Sarah Watson
19 May 2026

Stress free and so helpful.

My experience with first mortgage was great. They were so helpful and friendly. They made everything so simple and completely took the stress out of moving/re-mortgaging. Thanks for everything.

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Verified
M S
19 May 2026

I had a very disappointing experience…

I had a very disappointing experience with First Mortgage. After submitting all required documents and going through the initial process, I was informed that they would no longer be able to assist me. However, when I requested clarification on the reason, I was told they were “unable to provide any further information.” As a customer, this lack of transparency is extremely frustrating and, in my view, not good practice. I fully understand that not every case can proceed, but I would expect at least a basic explanation (for example, affordability, credit criteria, or documentation concerns) so that I can understand my position and take appropriate next steps. Completely refusing to provide any reason leaves customers in the dark and wastes time, especially when trying to secure something as important as a mortgage. Unfortunately, due to the lack of communication and transparency, I would not recommend this service.

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Verified
Reshmi Nikitha
19 May 2026

First time buyers experience

Laura Spink and Joanne O’Connell from first mortgage were very helpful through out the process guiding us with each and every detail, they made sure we got the best deal at that moment. Laura was very patient with all our questions especially with us being first time buyers in the market. Overall process was pretty smooth and quick. Highly recommend especially if you are new to the market.

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FirstMortgage.co.uk — Review Summary

Based on 20 verified customer reviews, FirstMortgage.co.uk holds an average rating of 4.8 out of 5 — rated Excellent on ReviewTerminal. 95% of customers gave 4 or 5 stars.

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