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Globe Life

globelifeinsurance.com
3.5

40 reviews

48%
5-star
60%
Positive
28%
1-star
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ReviewTerminal Summary

Globe Life receives polarized feedback (3.5/5 average) with excellent individual customer service interactions undermined by systemic issues in billing, account management, payment processing, and aggressive sales tactics.

What customers love

  • Individual customer service representatives are frequently professional, patient, and helpful
  • Claims processing and policy payouts are handled smoothly and with compassion
  • Long-term customers appreciate loyalty and find live agent support accessible

Common concerns

  • Recurring billing errors, payment misapplication, and account payment redirection causing policies to lapse despite timely payments
  • Aggressive and persistent phone call and mail harassment, with customers ignored when requesting contact cessation
  • Account security vulnerabilities including unauthorized policy ownership changes and hacking incidents; poor investigation response
  • Website and online portal functionality failures preventing account access and login issues unresolved by customer service
  • Deceptive sales practices including misrepresentation of policy types (term vs. whole life) and failure to disclose automatic rate increases
  • Unreliable auto-pay system that frequently rejects legitimate payments and refuses enrollment despite repeated customer requests

Customers mention

payment processing errorscustomer service quality inconsistencybilling disputesaccount access/website problemsaggressive sales calls and mailingspolicy terms transparency
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Showing 2 3-star reviews
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Verified
Sheryl B
29 April 2026

I had to call them twice to give them…

I had to call them twice to give them new debit card info due to expiration date, expired 4/26. Globe said they couldn't accept the automatic April payment due to the expiration date (even though the bank AND other automatic payments worked fine). I paid April's payment directly to them. When the new debit card came, I called to give them the new information. 1 week later I received an invoice. I then called again to give them new card information and was told they didn't show that I gave them the new card information. So I gave it to them again. How can the original card work EVERYWHERE else but not with them? Frustrating because it took 2 phone calls, both of which took 30 minutes to get a hold of them.

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Verified
Greg
16 April 2026

Rep was extremely helpful and patient

Rep was extremely helpful and patient, even though we still couldn’t get website phone app to send a verification email to to me. I.T. Department, are you listening ???!

Globe Life — Review Summary

Based on 40 verified customer reviews, Globe Life holds an average rating of 3.5 out of 5 — rated Average on ReviewTerminal. 60% of customers gave 4 or 5 stars.

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