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Globe Life

globelifeinsurance.com
3.5

40 reviews

48%
5-star
60%
Positive
28%
1-star
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ReviewTerminal Summary

Globe Life receives polarized feedback (3.5/5 average) with excellent individual customer service interactions undermined by systemic issues in billing, account management, payment processing, and aggressive sales tactics.

What customers love

  • Individual customer service representatives are frequently professional, patient, and helpful
  • Claims processing and policy payouts are handled smoothly and with compassion
  • Long-term customers appreciate loyalty and find live agent support accessible

Common concerns

  • Recurring billing errors, payment misapplication, and account payment redirection causing policies to lapse despite timely payments
  • Aggressive and persistent phone call and mail harassment, with customers ignored when requesting contact cessation
  • Account security vulnerabilities including unauthorized policy ownership changes and hacking incidents; poor investigation response
  • Website and online portal functionality failures preventing account access and login issues unresolved by customer service
  • Deceptive sales practices including misrepresentation of policy types (term vs. whole life) and failure to disclose automatic rate increases
  • Unreliable auto-pay system that frequently rejects legitimate payments and refuses enrollment despite repeated customer requests

Customers mention

payment processing errorscustomer service quality inconsistencybilling disputesaccount access/website problemsaggressive sales calls and mailingspolicy terms transparency
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Showing 5 4-star reviews
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Verified
Sherry Barnes-Stebbin
14 May 2026

Although the customer service is was…

Although the customer service is was good the same cannot be said for the company its self. I had increase on one of the insurers. I did not realize that the policy increased every 5 years. I should have had a notice sent out to me in the mail. They are really good at sending you junk mail to increase amount of insurance.

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Verified
Pamela Beckner Hughes
13 May 2026

The girl on the phone was nice but not…

The girl on the phone was nice but not sure she knew exactly how to help me at first. She put me on hold to ask someone I think. She said she couldn't help me but later came back and said she could take care of it.

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Verified
Anne
13 May 2026

I needed help after getting a letter…

I needed help after getting a letter saying my auto pay was monthly instead of yearly. It did take a little time to get to a representative when I called, but once I did, it was an easy fix. I would've given a 5 if the steps to getting a representative were easier. 4 years ago, my son died suddenly in his sleep. I had a globe life policy that covered his funeral. It was super easy to get the coverage and payout through help from the funeral home.

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Verified
Wanda Jones
30 April 2026

Name Issue on Policy

Customer service representative was able to resolve my issue with professionalism and courtesy.

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Verified
Gumby
27 April 2026

If is was not for all of the paper…

If is was not for all of the paper mailing sent to the house, killing trees (🤣) it would be a 5.

Globe Life — Review Summary

Based on 40 verified customer reviews, Globe Life holds an average rating of 3.5 out of 5 — rated Average on ReviewTerminal. 60% of customers gave 4 or 5 stars.

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