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Klarna
ExcellentElectronics & Technology· SE

Klarna

Klarna.com
4.6

69 reviews

86%
5-star
90%
Positive
6%
1-star
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ReviewTerminal Summary

Klarna delivers a highly positive experience with its flexible payment plans and easy-to-use interface, though a small segment of users encounter account verification and payment processing issues that detract from the otherwise strong 4.6/5 rating.

What customers love

  • Flexible payment installments and buy-now-pay-later functionality that reduce upfront financial burden
  • Simple, intuitive app navigation and fast enrollment process with instant credit decisions
  • Wide merchant selection and ability to make necessary purchases without full payment capacity

Common concerns

  • Account verification failures preventing users from accessing purchasing power despite eligibility
  • Payment processing errors and confusing customer support responses regarding billing issues

Customers mention

payment planseasy to useinstallmentsflexible paymentsbuy now pay later
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Showing 4 1-star reviews
E
Verified
Eric Ritter
21 May 2026

Verification?

I keep getting told that my account can't be verified, but somehow I have purchasing power. Kinda useless when you cant use it!

C
Verified
Consumer
21 May 2026

I’m so unhappy with you People I don’t…

I’m so unhappy with you People I don’t understand it. I’ve had so many items returned but all you keep doing is telling me that I need to add a card to my file when I called you People four days ago and told you I was having a problem with my credit card somebody was charging on my account so I had to get a new card and I froze the other one, but the card payment went through of 2420 and you still asking me for more money why?

J
Verified
Jeanette Strickland
20 May 2026

My payment was not overdue

My payment was not overdue. It said I had 2 more days to pay and could not get a plan.

E
Verified
Eder Gutierrez
19 May 2026

They never resolved my issue

They never resolved my issue. My package got stolen and they did not care about helping me get at least my money back. HORRIBLE EXPERIENCE AND NOW THE SENT ME EVEN TO COLLECTIONS.

Klarna — Review Summary

Based on 69 verified customer reviews, Klarna holds an average rating of 4.6 out of 5 — rated Excellent on ReviewTerminal. 90% of customers gave 4 or 5 stars.

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