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Progressive Insurance

progressive.insurance.com
1.4

40 reviews

8%
5-star
8%
Positive
83%
1-star
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ReviewTerminal Summary

Progressive Insurance receives overwhelmingly negative feedback (1.4/5 rating) with customers reporting systematic failures in claims processing, unexplained rate increases, poor communication, and apparent prioritization of cost-cutting over customer support.

What customers love

  • Individual claims representatives occasionally provide exceptional service and professionalism
  • Online tools and quote comparison features are functional and easy to use
  • 24/7 customer service availability

Common concerns

  • Claims are routinely denied, delayed, or underpaid with poor communication and lack of transparency; adjusters fail to respond, transfer cases without notice, and ignore customer evidence
  • Premiums increase dramatically and unexpectedly (30-100%+) without clear justification, often based on factors outside customer control rather than driving record
  • Billing issues including unauthorized charges, failure to process cancellations, retained funds after cancellation, and incorrect payment plan enforcement
  • Unfair liability determinations in accidents; company interprets fault strictly in their favor and shows unwillingness to reassess even with additional evidence
  • Poor customer service with dismissive representatives, hang-ups, lack of follow-up, and difficulty reaching assigned adjusters
  • Data privacy concerns with unauthorized sharing of personal information to third-party insurers without clear disclosure

Customers mention

claims denial and delaysrate increasespoor customer serviceliability disputesbilling and payment issuescommunication failures
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Showing 4 2-star reviews
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Verified
K Ward
10 March 2026

Stingy with claims

We bundle auto & home with Progressive but are researching changing our insurance company. A few months ago we had a bad hail/wind storm here in western CO. A lot of roofs were damaged & a lot of our neighbors have had to replace their roofs. Our roof also was damaged - less than some, more than others - but out of all the homes in our immediate neighborhood, ours was the ONLY one denied coverage for a new roof. And we're the only family insured by Progressive. Homeowner's insurance is expensive, more so every year, & this is the only claim we've made with Progressive in the nine years we've lived in this house. Progressive alone, out of all the companies insuring homes in our neighborhood, denied our claim for partial payment of a new roof. Which tells me that we need to look elsewhere for fair, trustworthy coverage.

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Verified
Alpheus
3 March 2026

The absolute worst insurance company

The absolute worst insurance company. Milking costumers. I am the owner of two vehicles a 2002 BMW and a 2009 Ford Econoline. Not one accident, no tickets, not even a dwi. I am over 65 years old. These extortioners are charging me close to $200 a month for minimum coverage. Then even have the ball to charge me late fees and reinstatement fees. My vehicles are over 20 years old. I truly wish there were lawyers who would take an extortion case. US senior citizen vs progressive . The absolute biggest rip off.

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Verified
Anna Kegans
21 December 2025

Questions questions questions!

When online I was actually on the phone for an hour and 42 minutes. Repetitive questioning and questions that I didn't have exact date for at that time that I would not have correct dates for. And the clerk or whoever answer the phone did not understand what exactly I wanted I wanted a bundle with my house and my auto.how hard is that?

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Verified
Robert K.
27 November 2025

Bye-bye, Progressive.

Progressive was my auto insurance for several years of abiding their continual rate increases. Then I discovered Liberty Mutual, who provided MORE coverage at 60% of Progressive's annual rate. Bye-bye, Progressive; you've become Regressive.

Progressive Insurance — Review Summary

Based on 40 verified customer reviews, Progressive Insurance holds an average rating of 1.4 out of 5 — rated Bad on ReviewTerminal. 8% of customers gave 4 or 5 stars.

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