Affirm Reviews: 18 Verified Reviews (1.0/5)

ReviewTerminal SummaryBased on recent reviews

Affirm has a 1.0/5 average rating with customers reporting widespread issues including unauthorized charges, failed fraud protection, poor dispute resolution, credit reporting errors, and unresponsive customer service.

What customers love

Easy approval process for purchases
Simple payment mechanics once account is set up

Common concerns

Inadequate fraud protection and dispute resolution—company sides with merchants even in clear scam cases
Unauthorized charges and payment processing errors that take months to resolve
Credit reporting inaccuracies and negligent handling of account closures
Extremely poor customer service with long hold times, circular support processes, and inability to resolve issues
Unauthorized purchases made without proper verification or consent

Customers mention

fraud and scamsdispute resolutionunauthorized chargescredit reportingcustomer servicerefund delays

Filter:

Sort:

Showing 0 2-star reviews

No 2-star reviews yet.

View all reviews

Frequently asked questions about Affirm

Is Affirm trustworthy?

Affirm is rated 1.0 out of 5 from 18 verified customer reviews on ReviewTerminal — rated Bad. 0% of customers gave 4 or 5 stars.

What is Affirm's rating?

Affirm has an average rating of 1.0 out of 5 based on 18 customer reviews on ReviewTerminal.

How many reviews does Affirm have?

Affirm has 18 verified customer reviews on ReviewTerminal. Every review is from a real customer and is published without company involvement.

Affirm — Review Summary

Based on 18 verified customer reviews, Affirm holds an average rating of 1.0 out of 5 — rated Bad on ReviewTerminal.

Affirm Reviews

Frequently asked questions about Affirm

Is Affirm trustworthy?

What is Affirm's rating?

How many reviews does Affirm have?

Affirm — Review Summary

Similar companies in Money & Insurance