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LendingClub

lendingclub.com
4.7

42 reviews

93%
5-star
93%
Positive
7%
1-star
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ReviewTerminal Summary

LendingClub delivers a consistently fast and straightforward loan application experience that satisfies most customers, though a small number report serious issues with account security, hidden fees, and unresponsive customer service.

What customers love

  • Fast approval and fund disbursement (typically within 48 hours)
  • Simple, easy online application process
  • Competitive interest rates and transparent loan terms

Common concerns

  • Hidden origination fees not clearly disclosed in loan breakdown
  • Account lockouts with poor customer service resolution and inaccessible funds
  • Difficulty reaching customer support by phone

Customers mention

fast approvaleasy applicationcompetitive ratescustomer serviceaccount securityfees and transparency

Frequently mentioned

ProcessQuickThankCompanyExperienceLending
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Showing 42 reviews
P
Verified
Patricia Stinson
21 May 2026

The process was handled quickly.

The process was handled quickly.

L
Verified
Lee Nash
21 May 2026

It's only be a little over a week but…

It's only be a little over a week but so far so good.

O
Verified
oscar
21 May 2026

Amazing

Amazing, easy, and fas!

S
Verified
Sharon
20 May 2026

Readiness to help and speedy process…

Readiness to help and speedy process was more than I could have expected. Great experience!

D
Verified
Debbie Hoffman
20 May 2026

Can't get anyone on the phone :(

Tried to call with one simple quick question, can't get anyone on the phone.

D
Verified
Damian
20 May 2026

Perfect thank you

Perfect thank you

P
Verified
Patrick
20 May 2026

Easy to apply and very quick response.

Easy to apply and very quick response.

D
Verified
Doris
20 May 2026

Easy and helpful

Easy and helpful

J
Verified
Judy
20 May 2026

Really came through for me in a tight…

Really came through for me in a tight situation, truly truly appreciated. Easy application, recieved money quickly.

B
Verified
BE WARNED
20 May 2026

DO NOT open an account with Lending Club

After opening a Level Up Savings account and linking one of my banks, I transferred a significant amount of money to the account. Everything seemed fine for a few weeks until linking a few more accounts and trying to transfer a more funds into the account. Then my account was locked. It's been two weeks since I've provided Lending Club with the requested documentation to verify ownership of the linked accounts. Every time I call, their reps say they've escalated the issue to unlock the account and to check my email for a notification to that effect. Thank goodness the second transfer didnt go through! However, now I have no access to the initial funds. I am elderly and cannot afford to lose a dime of my hard earned funds in our current economy. Be warned...do not open an account with Lending Club!

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Verified
Lynda
20 May 2026

Was fast

Was fast, easy and came at the perfect time when I was about to be off work and unsure how I was going to maintain all my bills. This loan allowed me to pay everything off and not worry so I could heal.

N
Verified
Nihal krishnacreation
20 May 2026

Great

Great, nice platform

T
Verified
Takeya
20 May 2026

Great experience.

Great experience with filling out the application and getting funds.

C
Verified
Charles
20 May 2026

Really good experience super easy to…

Really good experience super easy to get funded quick turnaround

M
Verified
Marcus Richard
19 May 2026

This company really knows what their…

This company really knows what their customers want and need in this day and time. A trustworthy company that I will recommend to anyone or everyone.

Page 1 of 3 · 42 reviews

LendingClub — Review Summary

Based on 42 verified customer reviews, LendingClub holds an average rating of 4.7 out of 5 — rated Excellent on ReviewTerminal. 93% of customers gave 4 or 5 stars.

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