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Experian

experian.com
3.7

46 reviews

57%
5-star
63%
Positive
24%
1-star
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ReviewTerminal Summary

Experian receives polarized feedback (3.7/5) with strong praise for ease-of-use and credit boosting features, but significant frustration around billing practices, customer service accessibility, and data accuracy issues.

What customers love

  • Quick and easy to use platform with simple account linking and setup
  • Credit score increases, particularly through Experian Boost utility bill linking
  • Security features like credit freezes are straightforward to implement

Common concerns

  • Unauthorized or continued charges after cancellation attempts, with difficult-to-reach customer support
  • Inaccurate credit reporting and inability to reach human representatives for dispute resolution
  • Aggressive upselling of premium services and subscription auto-renewal issues

Customers mention

credit score boostcustomer service accessibilitybilling and cancellationaccount accuracysecurity freezeease of use

Frequently mentioned

CreditExperianScoreBoostExperienceMoney
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Showing 46 reviews
B
Verified
Barb Mcdonald Jacobs
21 May 2026

It seeneasy to get a card hope I can…

It seeneasy to get a card hope I can get it

E
Verified
Esteban Salazar
21 May 2026

This is a crap shoot that you lose!

This is a crap shoot. Experian being a credit check company, or what ever they do, does not do it for you but to get money for your subscription. Even when I canceled the script, they charged me 50 dollars, and continue to. I subscribed after subscribing, immediately after subscribing because every time I opened an app credit bureau popped up. And the only way to get rid of them was to subscribe to it and it said you could subscribe unsubscribe to it and what do they do they charge my account anyway here I'm paying $100 I don't even have $100 for them to credit check and they're taking money out of my account when I don't have no money so if you want your credit check don't use this app you'll end up paying for something you don't need. All this for feeling it out alone for money and I didn't get the loan and they still charged me $50 a month they won't unsubscribe me either as many times I've tried give me my money back you ripoffs.

D
Verified
D-San Marcos,CA
21 May 2026

It’s super easy and instant

It’s super easy and instant. Do it!

G
Verified
GEORGE CURTIS
20 May 2026

Very Unhappy

There is a phone number added to my account that is not mine. I tried to remove it but cannot. Message says I need to call, but all I get is an automated operator, and there is no way to opt out to a real person. I am very disappoined, and very concerned

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Verified
Wendy
20 May 2026

Easy and Fast

It was so easy and I felt it was a secure process.

M
Verified
Mel Tex
20 May 2026

Great with credit

Boost my credit

D
Verified
DIANE DEBELLIS
20 May 2026

Can't get through to anyone

Can't get through to anyone. I'm denied (with an 800 plus credit score)......a Macy's card???? 67 years old and no debt.

D
Verified
Damon DuPree
20 May 2026

This is never accurate when it comes to…

This is never accurate when it comes to your information. For some reason Experian comes up with what’s being reported and what’s not. You think because it’s not reported that you can remove it.

R
Verified
rich watkins
20 May 2026

I SEND A DISPUTE EACH WEEK AND THEY ARE…

I SEND A DISPUTE EACH WEEK AND THEY ARE NOT READ JUST FALL INTO A GENERIC BUCKET

P
Verified
PAULETTE BARNES
20 May 2026

so far have not had any problems with…

so far have not had any problems with them

P
Verified
philip from fairport
20 May 2026

Too many email trying to sell me added…

Too many email trying to sell me added services. Every time I log on trying to upgrade my services. Emails telling me info is available but to access it I have to upgrade. will be cancelling if this continues.

A
Verified
ALBAN BASTIEN
20 May 2026

My identity is locked 🔐 I feel good…

My identity is locked 🔐 I feel good about that.

K
Verified
Kaytonia Langley
20 May 2026

Horrible

Horrible . My score went down for no reason. I have a fraudulent dispute and experience still lowered my score. They also want to charge you . This credit company is pathetic . Like transuion and Equifax . Why this one even exist now to keep track of my credit report is hideous

M
Verified
Marty Zimmerman
20 May 2026

The worst customer service in the…

The worst customer service in the world! It takes forever to get an agent and the process is miserable!

T
Verified
Trevor
20 May 2026

The enshitification of life continues…

The enshitification of life continues with Experian at the fore. What an awful thing Experian is. What sad world that Experian isn't actually breaking any laws.

Page 1 of 4 · 46 reviews

Experian — Review Summary

Based on 46 verified customer reviews, Experian holds an average rating of 3.7 out of 5 — rated Good on ReviewTerminal. 63% of customers gave 4 or 5 stars.

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