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Experian

experian.com
3.7

46 reviews

57%
5-star
63%
Positive
24%
1-star
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ReviewTerminal Summary

Experian receives polarized feedback (3.7/5) with strong praise for ease-of-use and credit boosting features, but significant frustration around billing practices, customer service accessibility, and data accuracy issues.

What customers love

  • Quick and easy to use platform with simple account linking and setup
  • Credit score increases, particularly through Experian Boost utility bill linking
  • Security features like credit freezes are straightforward to implement

Common concerns

  • Unauthorized or continued charges after cancellation attempts, with difficult-to-reach customer support
  • Inaccurate credit reporting and inability to reach human representatives for dispute resolution
  • Aggressive upselling of premium services and subscription auto-renewal issues

Customers mention

credit score boostcustomer service accessibilitybilling and cancellationaccount accuracysecurity freezeease of use
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Showing 11 1-star reviews
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Verified
Esteban Salazar
21 May 2026

This is a crap shoot that you lose!

This is a crap shoot. Experian being a credit check company, or what ever they do, does not do it for you but to get money for your subscription. Even when I canceled the script, they charged me 50 dollars, and continue to. I subscribed after subscribing, immediately after subscribing because every time I opened an app credit bureau popped up. And the only way to get rid of them was to subscribe to it and it said you could subscribe unsubscribe to it and what do they do they charge my account anyway here I'm paying $100 I don't even have $100 for them to credit check and they're taking money out of my account when I don't have no money so if you want your credit check don't use this app you'll end up paying for something you don't need. All this for feeling it out alone for money and I didn't get the loan and they still charged me $50 a month they won't unsubscribe me either as many times I've tried give me my money back you ripoffs.

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Verified
GEORGE CURTIS
20 May 2026

Very Unhappy

There is a phone number added to my account that is not mine. I tried to remove it but cannot. Message says I need to call, but all I get is an automated operator, and there is no way to opt out to a real person. I am very disappoined, and very concerned

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Verified
DIANE DEBELLIS
20 May 2026

Can't get through to anyone

Can't get through to anyone. I'm denied (with an 800 plus credit score)......a Macy's card???? 67 years old and no debt.

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Verified
rich watkins
20 May 2026

I SEND A DISPUTE EACH WEEK AND THEY ARE…

I SEND A DISPUTE EACH WEEK AND THEY ARE NOT READ JUST FALL INTO A GENERIC BUCKET

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Verified
Kaytonia Langley
20 May 2026

Horrible

Horrible . My score went down for no reason. I have a fraudulent dispute and experience still lowered my score. They also want to charge you . This credit company is pathetic . Like transuion and Equifax . Why this one even exist now to keep track of my credit report is hideous

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Verified
Marty Zimmerman
20 May 2026

The worst customer service in the…

The worst customer service in the world! It takes forever to get an agent and the process is miserable!

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Verified
MELYSSA REYES
19 May 2026

My credit score did not increase…

My credit score did not increase overall. Just with EXPERIAN so it’s not convenient

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Verified
Darcy Briggs
19 May 2026

I already left at review and they…

I already left at review and they responded. I am talking false addresses and false names. And also my last name is different now nice try

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Verified
CAROL CASTELLI
19 May 2026

Credit card denied

After applying for Macy’s credit card, I was told that I needed to unfreeze my account, which is what I did shortly thereafter I ref froze the account to prevent anyone from getting into it. I was then received a letter recently saying that my credit has been denied what’s going on?

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Verified
PAUL ARNOLD
19 May 2026

Hard to log in

Hard to log in. Not sure what i should be doing next

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Verified
Oscael Ph
18 May 2026

is imposible to talk with a person in…

is imposible to talk with a person in call . horrible service

Experian — Review Summary

Based on 46 verified customer reviews, Experian holds an average rating of 3.7 out of 5 — rated Good on ReviewTerminal. 63% of customers gave 4 or 5 stars.

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