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Experian

experian.com
3.7

46 reviews

57%
5-star
63%
Positive
24%
1-star
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ReviewTerminal Summary

Experian receives polarized feedback (3.7/5) with strong praise for ease-of-use and credit boosting features, but significant frustration around billing practices, customer service accessibility, and data accuracy issues.

What customers love

  • Quick and easy to use platform with simple account linking and setup
  • Credit score increases, particularly through Experian Boost utility bill linking
  • Security features like credit freezes are straightforward to implement

Common concerns

  • Unauthorized or continued charges after cancellation attempts, with difficult-to-reach customer support
  • Inaccurate credit reporting and inability to reach human representatives for dispute resolution
  • Aggressive upselling of premium services and subscription auto-renewal issues

Customers mention

credit score boostcustomer service accessibilitybilling and cancellationaccount accuracysecurity freezeease of use
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Showing 4 3-star reviews
D
Verified
Damon DuPree
20 May 2026

This is never accurate when it comes to…

This is never accurate when it comes to your information. For some reason Experian comes up with what’s being reported and what’s not. You think because it’s not reported that you can remove it.

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Verified
Brenda Nuetzman
19 May 2026

VERY UNCERTAIN ABOUT WHAT WAS DONE

VERY UNCERTAIN ABOUT WHAT WAS DONE. SO MANY DIFFERENT "Experians." Not certain of who does what.

S
Verified
SAM RITCHIE
18 May 2026

Never shows that monthly balance paid in full

The main problem with Experian is that they can't figure out that I pay off my card every month. They constantly lower my score because of a high balance. They can't figure out that the balance is zero within 2 days of their rating coming out.

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Verified
MARY PALOS
18 May 2026

I expected more for a paid membership

I expected more for a paid membership, but I felt I had to dish out more money just to cover additional things .

Experian — Review Summary

Based on 46 verified customer reviews, Experian holds an average rating of 3.7 out of 5 — rated Good on ReviewTerminal. 63% of customers gave 4 or 5 stars.

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