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LendingClub

lendingclub.com
4.7

42 reviews

93%
5-star
93%
Positive
7%
1-star
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ReviewTerminal Summary

LendingClub delivers a consistently fast and straightforward loan application experience that satisfies most customers, though a small number report serious issues with account security, hidden fees, and unresponsive customer service.

What customers love

  • Fast approval and fund disbursement (typically within 48 hours)
  • Simple, easy online application process
  • Competitive interest rates and transparent loan terms

Common concerns

  • Hidden origination fees not clearly disclosed in loan breakdown
  • Account lockouts with poor customer service resolution and inaccessible funds
  • Difficulty reaching customer support by phone

Customers mention

fast approvaleasy applicationcompetitive ratescustomer serviceaccount securityfees and transparency
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Showing 42 reviews
R
Verified
Roa Brigida
19 May 2026

It was easy process

It was easy process, it came just on time when I needed it most. Thank you!

G
Verified
Gabe Guerra
19 May 2026

Best Experience

The easiest and quickest experience of applying for and getting a loan.

G
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Gina Quinby
19 May 2026

I have been trying to rebuild my credit…

I have been trying to rebuild my credit for quite some time and life happened—had to live off credit cards for a couple of months. The fees were killing me. I didn’t think I would qualify for a loan to pay off my cards and LendingClub surprised me, paying off nearly all of my debt for one low payment monthly. I definitely have peace of mind knowing I don’t have to worry about so many payments. If you question whether or not you qualify just give them a chance to make the loan! They paid off the cards directly - hassle free. Thanks to the LendingTree team!

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Verified
Sara
19 May 2026

Application was easy and fast.

Application was easy and fast also interest offer was a great deal. Thanks so much to Lending Group is going to help me to pay my debt feeling I can breathe.

D
Verified
Danell Keller
19 May 2026

First of all- great interest rate on a…

First of all- great interest rate on a personal loan!! Application was easy to fill out, service was Same day. Quick, efficient and super easy way to pay off a high interest credit card. Thank you!!!!!

D
Verified
dgk
19 May 2026

Easy To Work With

The online process for applying and approval was very easy to follow and the loan came through very quickly. This is my 5th loan with Lending Club. Very happy to deal with them rather than our normal banks.

J
Verified
John Swett
19 May 2026

The process that needs to take place is… exceptionally well so easy thank you I can’t say that enough

The process that needs to take place is so exceptionally well the people that you speak to are so nice and helpful. I will be using you constantly whenever I need something as far as personal loan, thank you for helping me LENDING CLUB ROCKS thank you I can’t say that enough

C
Verified
customer
19 May 2026

Amazing loan expedience!

I would recommend LendingClub to anyone looking for a personal loan. The application process was quick, rates were fair, and I appreciated how transparent they were from start to finish. My experience has been reliable and stress-free.”

A
Verified
Ann Marie Pitts
19 May 2026

I was not sure what company to trust

I was not sure what company to trust. I searched for a long time and picked the perfect one. Every went clearly, step by step and my money was deposited in a few days. I could not be more grateful that I choose your company. My financial goals are not in reach. Thank you so much.

S
Verified
Sharette
19 May 2026

Efficient service

The process was very quick communication was excellent in regards of the progress of the loan

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Verified
Lisa
19 May 2026

It was very easy to apply

It was very easy to apply, and received a fast decision! Would definitely recommend

D
Verified
Darryl Gibson
19 May 2026

Thank your the loan..

I appreciate your company giving me the opportunity to takeout another loan when I needed too. Fast and efficient. Thank you.

F
Verified
Flavio
19 May 2026

The whole process was easy and…

The whole process was easy and straightforward. I would recommend.

M
Verified
Matt
19 May 2026

Lending club is amazing

Lending club is amazing, got my money less then 2 days! Very simple process this will be my second loan through them! My go to loan company!

D
Verified
Deligent
19 May 2026

This is my second loan within two years…

This is my second loan within two years with LendingClub. The first loan was $19900 which was paid back early without no penalty. This time is $10,000.00. I got it within 48 hrs.

Page 2 of 3 · 42 reviews

LendingClub — Review Summary

Based on 42 verified customer reviews, LendingClub holds an average rating of 4.7 out of 5 — rated Excellent on ReviewTerminal. 93% of customers gave 4 or 5 stars.

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