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LendingClub

lendingclub.com
4.7

42 reviews

93%
5-star
93%
Positive
7%
1-star
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ReviewTerminal Summary

LendingClub delivers a consistently fast and straightforward loan application experience that satisfies most customers, though a small number report serious issues with account security, hidden fees, and unresponsive customer service.

What customers love

  • Fast approval and fund disbursement (typically within 48 hours)
  • Simple, easy online application process
  • Competitive interest rates and transparent loan terms

Common concerns

  • Hidden origination fees not clearly disclosed in loan breakdown
  • Account lockouts with poor customer service resolution and inaccessible funds
  • Difficulty reaching customer support by phone

Customers mention

fast approvaleasy applicationcompetitive ratescustomer serviceaccount securityfees and transparency
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Showing 39 5-star reviews
R
Verified
Reginald
19 May 2026

Process was seamless

Process was seamless. Everyone was clear in communicating steps and patient.

L
Verified
Leah
19 May 2026

Awesome and quick!!

Awesome and quick!!

D
Verified
Diana
19 May 2026

fast approved

fast approved, best rate that my first loan

F
Verified
Fred
19 May 2026

Reasonable interest rate.

Reasonable interest rate.

M
Verified
Michael Mugley
19 May 2026

No hassle

No hassle, Fast service, easy application, reasonable payment

D
Verified
DANIEL
19 May 2026

Gave my need and it was a smooth…

Gave my need and it was a smooth transaction.

J
Verified
Julia Seaholm
19 May 2026

Everyone is so helpful and knd

Everyone is so helpful and knd

V
Verified
Vince
19 May 2026

One of the best experiences I have had…

One of the best experiences I have had in a long time. The ease of applying the quick turnaround from submission to approval. You guys are top tier and A1 to me.

M
Verified
Marie
19 May 2026

Fast and Easy!!!

Fast and Easy!!!

Page 3 of 3 · 39 5-star reviews

LendingClub — Review Summary

Based on 42 verified customer reviews, LendingClub holds an average rating of 4.7 out of 5 — rated Excellent on ReviewTerminal. 93% of customers gave 4 or 5 stars.

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