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LendingClub

lendingclub.com
4.7

42 reviews

93%
5-star
93%
Positive
7%
1-star
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ReviewTerminal Summary

LendingClub delivers a consistently fast and straightforward loan application experience that satisfies most customers, though a small number report serious issues with account security, hidden fees, and unresponsive customer service.

What customers love

  • Fast approval and fund disbursement (typically within 48 hours)
  • Simple, easy online application process
  • Competitive interest rates and transparent loan terms

Common concerns

  • Hidden origination fees not clearly disclosed in loan breakdown
  • Account lockouts with poor customer service resolution and inaccessible funds
  • Difficulty reaching customer support by phone

Customers mention

fast approvaleasy applicationcompetitive ratescustomer serviceaccount securityfees and transparency
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Showing 39 5-star reviews
P
Verified
Patricia Stinson
21 May 2026

The process was handled quickly.

The process was handled quickly.

L
Verified
Lee Nash
21 May 2026

It's only be a little over a week but…

It's only be a little over a week but so far so good.

O
Verified
oscar
21 May 2026

Amazing

Amazing, easy, and fas!

S
Verified
Sharon
20 May 2026

Readiness to help and speedy process…

Readiness to help and speedy process was more than I could have expected. Great experience!

D
Verified
Damian
20 May 2026

Perfect thank you

Perfect thank you

P
Verified
Patrick
20 May 2026

Easy to apply and very quick response.

Easy to apply and very quick response.

D
Verified
Doris
20 May 2026

Easy and helpful

Easy and helpful

J
Verified
Judy
20 May 2026

Really came through for me in a tight…

Really came through for me in a tight situation, truly truly appreciated. Easy application, recieved money quickly.

L
Verified
Lynda
20 May 2026

Was fast

Was fast, easy and came at the perfect time when I was about to be off work and unsure how I was going to maintain all my bills. This loan allowed me to pay everything off and not worry so I could heal.

N
Verified
Nihal krishnacreation
20 May 2026

Great

Great, nice platform

T
Verified
Takeya
20 May 2026

Great experience.

Great experience with filling out the application and getting funds.

C
Verified
Charles
20 May 2026

Really good experience super easy to…

Really good experience super easy to get funded quick turnaround

M
Verified
Marcus Richard
19 May 2026

This company really knows what their…

This company really knows what their customers want and need in this day and time. A trustworthy company that I will recommend to anyone or everyone.

R
Verified
Roa Brigida
19 May 2026

It was easy process

It was easy process, it came just on time when I needed it most. Thank you!

G
Verified
Gabe Guerra
19 May 2026

Best Experience

The easiest and quickest experience of applying for and getting a loan.

Page 1 of 3 · 39 5-star reviews

LendingClub — Review Summary

Based on 42 verified customer reviews, LendingClub holds an average rating of 4.7 out of 5 — rated Excellent on ReviewTerminal. 93% of customers gave 4 or 5 stars.

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