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Wise
GoodMoney & Insurance· GB

Wise

wise.com
3.8

36 reviews

67%
5-star
72%
Positive
28%
1-star
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ReviewTerminal Summary

Wise delivers strong core service with competitive rates and fast transfers, but faces significant trust issues stemming from account verification delays, account freezes without notice, and serious complaints about account access and fund handling.

What customers love

  • Competitive exchange rates and low fees compared to traditional banks
  • Fast, reliable international transfers and easy-to-use platform
  • Excellent for travel and multi-currency payments with widespread acceptance

Common concerns

  • Prolonged account verification and address verification processes with inconsistent support communication
  • Unexplained account freezes, transfer cancellations, and document rejection cycles causing lost funds and severe delays
  • Unresponsive customer support with scripted responses, contradictory information, and inability to escalate issues effectively

Customers mention

account verificationcustomer supportexchange rates and feesaccount freezesinternational transfers
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Showing 24 5-star reviews
J
Verified
John D.
20 May 2026

Excellent service

The speed of the transfer is amazing. Also the exchange rate is excellent and the fees are reasonable.

M
Verified
Mr Csaba Füstös
20 May 2026

Great Service.

Great Service.

J
Verified
Johnny
20 May 2026

Great for sending quick and simple…

Great for sending quick and simple payments to family and businesses in Europe

P
Verified
Pamela Reis
19 May 2026

After 7 years using Wise services…

After 7 years using Wise services across Brazil, the United States, London, Milan, Australia, Argentina, Paris, Bali, Hong Kong and Singapore, I can honestly say the experience has been excellent for both payments and receiving money. Since leaving PayP@l, I’ve never gone back , and I don’t regret it at all. Wise has saved me many times, especially back when there weren’t nearly as many international banking options as there are today. And honestly, because I trust the platform so much and genuinely enjoy using it, I’ve stayed with Wise ever since.

M
Verified
Maria Cândida Martins Teixeira
19 May 2026

Very good experience

Very good experience

R
Verified
RICHARD BRIAN JONES
19 May 2026

All very good .has all l need in a…

All very good .has all l need in a banking app. So convenient to use . So very quick.

V
Verified
vivian
19 May 2026

Better than the best

If there were no WISE, I would invent it!! I don't give it 10 stars because there are only five. It solves my life. They are super efficient and fast. Very reliable!!

F
Verified
Franco Pablo
19 May 2026

It is very good service

It is very good, instant operations and transparency. Exchange rates are fare enough.

O
Verified
olufisan onaneye
19 May 2026

Your service is top notch far better…

Your service is top notch far better than most high street banks... wise banking is for the wise people.

K
Verified
Karen Kraay
19 May 2026

We use Wise at our holidays in Asia

We use Wise at our holidays in Asia. We are very satisfied. Low costs in comparison to our bank. Lots of places accept Wise and the exchange rates are competitive. This week I paid our accommodation in Thailand with Wise. The money was there in seconds.

R
Verified
Ramon colombo
19 May 2026

Very good thanks

Very good thanks

I
Verified
Ivaylo Savov
19 May 2026

Good

Nice bank I like it

J
Verified
Jesryll Guyano
19 May 2026

Easy to transact from Wise to my local PH metropolitan bank. My client paid me for my salary through wise and I can easily transfer to my local bank with no hasle

Easy to transact from Wise to my local PH bank

S
Verified
Sam Boyaji
19 May 2026

Good all round

Good all round

L
Verified
LAURA NIEBLING
19 May 2026

The best travel money experience

The easiest and most convenient way to use money while you travel! We used Wise on our recent trip to Japan and it was so easy. Transferring and converting the money at a good rate before we arrived was great and easy access to our money once we were were made our trip stress free.

Page 1 of 2 · 24 5-star reviews

Wise — Review Summary

Based on 36 verified customer reviews, Wise holds an average rating of 3.8 out of 5 — rated Good on ReviewTerminal. 72% of customers gave 4 or 5 stars.

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