Is LendingClub trustworthy?

LendingClub is rated 4.7/5 from 42 verified reviews — Excellent. 93% gave 4 or 5 stars.

What is LendingClub's rating?

LendingClub has an average rating of 4.7 out of 5 based on 42 customer reviews on ReviewTerminal.

LendingClub Reviews: 42 Verified Reviews (4.7/5)

ReviewTerminal SummaryBased on recent reviews

LendingClub delivers a consistently fast and straightforward loan application experience that satisfies most customers, though a small number report serious issues with account security, hidden fees, and unresponsive customer service.

What customers love

Fast approval and fund disbursement (typically within 48 hours)
Simple, easy online application process
Competitive interest rates and transparent loan terms

Common concerns

Hidden origination fees not clearly disclosed in loan breakdown
Account lockouts with poor customer service resolution and inaccessible funds
Difficulty reaching customer support by phone

Customers mention

fast approvaleasy applicationcompetitive ratescustomer serviceaccount securityfees and transparency

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LendingClub — Review Summary

Based on 42 verified customer reviews, LendingClub holds an average rating of 4.7 out of 5 — rated Excellent on ReviewTerminal. 93% of customers gave 4 or 5 stars.

LendingClub

LendingClub — Review Summary

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